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	<title>Topics Database &#187; Scott Hubbard</title>
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		<title>Baby Boomers Can Take Advantage of the Current Economic Crisis</title>
		<link>http://www.topicsdatabase.com/27023/baby-boomers-can-take-advantage-of-the-current-economic-crisis.html</link>
		<comments>http://www.topicsdatabase.com/27023/baby-boomers-can-take-advantage-of-the-current-economic-crisis.html#comments</comments>
		<pubDate>Tue, 01 Dec 2009 13:15:54 +0000</pubDate>
		<dc:creator>Scott Hubbard</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[baby boomer]]></category>
		<category><![CDATA[baby boomer generation]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[current economic crisis]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[home internet marketing business]]></category>

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		<description><![CDATA[<b>The current economic crisis has placed baby boomers in a real dilemma.</b>]]></description>
			<content:encoded><![CDATA[<p><b>The current economic crisis has placed baby boomers in a real dilemma.</b></p>
<p>Some have lost their jobs. Others are feeling job insecurity as their companies face an unstable financial future. Many simply realize that they don&#8217;t like their job.</p>
<p>Some are entrepreneurs at heart and don&#8217;t like working for someone else. They are tired of their daily commute. They don&#8217;t like working so many weeks each year and only getting a few days off for vacation. They are looking to regain control of their lives.</p>
<p>When I was working in corporate America, I was in the &#8220;entrepreneur at heart&#8221; category and wanted out. One thing that irritated me was trying to ask off for one of my children&#8217;s school activities.</p>
<p>So many baby boomers have been hurt by the current economic crisis. For some, money set aside for retirement has been slashed. Their investment portfolio has been hammered. Many relied on the equity in their homes to downsize and live a comfortable life. Unfortunately, the fall in housing prices has negatively impacted their retirement savings.</p>
<p>Yes, many baby boomers have been negatively impacted by the current economic crisis. Some were counting on equity in their homes for use in retirement. Others have had their investment portfolio affected by the stock market crash last year.</p>
<p><b>So here is my opinion on how well the baby boomer generation will recover. I feel that I am qualified to give my opinion since I am only slightly older than this generation.</b></p>
<p>I have worked closely with baby boomers throughout my corporate career. I consider them to be smart and well educated. They are aggressive, willing to take risks, and creative.</p>
<p>Many of these people have had successful careers. They are basically &#8220;giving&#8221; people. They seem to always be willing to help people. All of these characteristics will help them succeed during and after the current economic crisis.</p>
<p>These are all qualities that will help them find success during and after the current economic crisis. So what will baby boomers do in order to transition from their present jobs to more rewarding occupations?</p>
<p>Many will move into new jobs that they will find more satisfying. Others will be willing to take a big leap in faith and completely change their line of work.</p>
<p>First of all, baby boomers have much to give. The current economic crisis is not the first one they have lived through. They possess so much wisdom that can help younger people get through the present economic downturn.</p>
<p>I heard a presentation by Erica Combs a few months ago. Erica is the wife of Jeffrey Combs, a motivational speaker, a coach, and an entrepreneur.</p>
<p>Erica made a statement that I though was very powerful. What she said has really stuck with me.</p>
<p>I can only paraphrase what I heard her say. She said that too many people carry around negative baggage that prevents them from living happy and fulfilled lives.</p>
<p><b>And Here is What Erica Said That I Thought was So Powerful</b></p>
<p>She said that the past (both positive and negative) has brought us to where we are today. We need to use these past experiences to write a beautiful story as we live the rest of our lives.</p>
<p>I may not be accurately conveying what she said. I hope I have made it fairly clear. She is saying to not let the negative experiences in our past (loss of a job, bad decisions, etc.) hold us back. Having lived through those experiences, we have grown as a person. As a result, we have so much to offer. Having gone through these life experiences, we can live a powerful life by helping people from this day forward.</p>
<p>You may have had other negative situations in your life. But those negative things have provided you with the life experiences that will help you live a powerful life from this day forward. This is why I feel that baby boomers are in such a perfect position to succeed in a home internet marketing business.</p>
<p>It gives you the opportunity to help people. You have the potential to create unlimited income. You are no longer working for someone else. You run your own business.</p>
<p>It gives them the opportunity to discover and fulfill their true life purpose. What a blessing!</p>
<p>A home internet marketing business will not be easy. You will need to learn. It&#8217;s critical to get excellent training. It takes hard work. You must persevere and be determined to achieve success. But then, these are all qualities of the baby boomer generation.</p>
<p>Internet marketing has enabled Scott Hubbard to retire from his Chief Financial Officer position of 25 years. He is dedicated to helping baby boomers and corporate professionals transition from their corporate jobs to a successful home internet marketing business. You can reach him toll-free at 877-878-4036 or by email at ScottHubbard5@msn.com. You can also receive his free report &#8220;6 Steps to 6 Figures&#8221; on how to <a href="http://tinyurl.com/yfw8kg8">attract leads online</a>.</p>
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		<title>What is the Best Diet Plan That Works?</title>
		<link>http://www.topicsdatabase.com/22701/what-is-the-best-diet-plan-that-works.html</link>
		<comments>http://www.topicsdatabase.com/22701/what-is-the-best-diet-plan-that-works.html#comments</comments>
		<pubDate>Tue, 10 Nov 2009 08:29:36 +0000</pubDate>
		<dc:creator>Scott Hubbard</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[best diet plan]]></category>
		<category><![CDATA[best diet plan that works]]></category>
		<category><![CDATA[best diet plans]]></category>
		<category><![CDATA[diet]]></category>
		<category><![CDATA[Diet Plan]]></category>
		<category><![CDATA[diet plan that works]]></category>
		<category><![CDATA[Diet Plans]]></category>
		<category><![CDATA[diet plans that work]]></category>
		<category><![CDATA[fat burning coffee]]></category>
		<category><![CDATA[low carb diet plan]]></category>
		<category><![CDATA[low carb diet plans]]></category>
		<category><![CDATA[low fat diet plans]]></category>
		<category><![CDATA[the best diet plan]]></category>

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		<description><![CDATA[<b>Overweight people are constantly looking for the best diet plan that works.</b>]]></description>
			<content:encoded><![CDATA[<p><b>Overweight people are constantly looking for the best diet plan that works.</b></p>
<p>You&#8217;re probably aware that most diet plans have a very high rate of failure.</p>
<p>We are all trying to find the best diet plan &#8211; the plan that will work for us. If that one doesn&#8217;t help us, we&#8217;ll hop over to another one and try it.</p>
<p>Some diet plans help you to lose some weight initially, but it generally seems to be temporary. I don&#8217;t know if you have had the same experience.</p>
<p>A diet plan that is quick, painless, and effective. That is what most people are looking for.</p>
<p>Diets will sometimes help you lose some weight initially. But you usually gain back the weight you lost plus some more. When you regain the weight you lost, it is generally in the form of fat and not the muscle you lost.</p>
<p>One of the major faults in all diets is the detrimental effect they have on human metabolism and nutrition.</p>
<p><b>Listed below are some of the most popular diet plans and their effectiveness:</b></p>
<p><b>Starvation diet plans</b> &#8211; This kind of diet is more harmful to you than carrying around extra weight. These diets restrict you to very small portions of food and a limited number of things to drink.</p>
<p>This results in very low metabolism and causes you to feel tired all the time. This diet puts you in a &#8220;low calorie-burning mode.&#8221; This means you are not burning calories like you hoped. Many times, this type of diet is lacking in proper nutrition.</p>
<p>So not only do you not lose the weight you want, these diet plans make you feel miserable and can be dangerous to your health.</p>
<p><b>Low-fat diet plans</b> &#8211; Did you know that &#8220;low-fat&#8221; foods generally have a lot of calories?</p>
<p>The term &#8220;low-fat&#8221; is very misleading. I was surprised when my research led me to this fact. So a low-fat diet can result in just the opposite of what you want to achieve. It can actually make you gain some weight.</p>
<p>3.	<b>Low carb diet plans</b> One of the most popular diet plans is a low carb diet. Many people feel that carbohydrates are bad for you &#8211; that you need to stay away from them. What they maybe don&#8217;t know is that they are essential to your health. Your body and your brain must have carbs in order to produce energy and to help them function properly.</p>
<p>Side effects of this diet include loss of energy, sleep loss, frequent headaches, and the increase of stress levels in your body. This is another diet that will make you gain more weight after an initial loss.</p>
<p><b>There is a powerful alternative to trying to find the best diet plan.</b></p>
<p>The alternative to these unhealthy diet plans is to drink a special coffee &#8211; a fat-burning coffee. That may sound a little strange &#8211; maybe too easy. At least, that&#8217;s the way I felt after first hearing about it.</p>
<p>A few weeks ago, my wife and I went to a presentation by <a target='_blank' href="http://tinyurl.com/ycw9rmd">Dr. Ann de Wees Allen</a>. Dr. Allen is an scientist, an inventor, and created this specialized coffee technology. She actually owns the patent on this fat-burning coffee. Quite frankly, we were blown away &#8211; not only by her credentials, but also by what she is doing to help in the areas of obesity and diabetes.</p>
<p>I won&#8217;t go into all the details of the clinical studies. Dr. Allen&#8217;s website tells you about that if you are interested.</p>
<p>My wife and I have been drinking the coffee for several weeks now. After experiencing the coffee, we are convinced that this represents the best diet plan &#8211; a plan that is healthy, easy, and gets results without any negative side effects.</p>
<p><b>For only a limited time, I am willing to send you a sample of the coffee.</b></p>
<p>I will need to speak with you briefly (no more than 30 seconds). You can call me toll-free at 877-878-4036. I can only ship to those in the United States.</p>
<p>Each sample package will brew at least four 6-ounce cups of coffee. After trying the samples, and if you let me know that you are not interested, you will not hear from me again. I&#8217;m not trying to force anything on you that you don&#8217;t absolutely love.</p>
<p>Scott Hubbard has dedicated the last 9 years on researching the best health food products available. Click here to learn more about this great tasting, <a href="http://tinyurl.com/yejta74">fat burning coffee</a> mentioned in this article. There is an excellent business opportunity related to Dr. Allen&#8217;s products if you are interested. You can reach Scott toll-free at 877-878-4036 or by email at Scott@HaveCoffeeBurnFat.com.</p>
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		<title>We Must Have Major Structural Changes to the U.S. Economy to Have a Long Term Recovery</title>
		<link>http://www.topicsdatabase.com/21614/we-must-have-major-structural-changes-to-the-u-s-economy-to-have-a-long-term-recovery.html</link>
		<comments>http://www.topicsdatabase.com/21614/we-must-have-major-structural-changes-to-the-u-s-economy-to-have-a-long-term-recovery.html#comments</comments>
		<pubDate>Wed, 04 Nov 2009 13:05:31 +0000</pubDate>
		<dc:creator>Scott Hubbard</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[job backup plan]]></category>
		<category><![CDATA[major structural changes in the us economy]]></category>
		<category><![CDATA[major structural changes to the economy]]></category>
		<category><![CDATA[structural changes in the economy]]></category>
		<category><![CDATA[structural changes to the economy]]></category>
		<category><![CDATA[structural changes to the us economy]]></category>

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		<description><![CDATA[<b>What is the long term cure for the United States economic problems? Major structural changes in the economy are needed.</b>]]></description>
			<content:encoded><![CDATA[<p><b>What is the long term cure for the United States economic problems? Major structural changes in the economy are needed.</b></p>
<p>The President Obama administration is going in a different direction. The federal government feels that all of their bailouts and stimulus plans are working. They are leading us out of this terrible recession.</p>
<p>The stock market has been soaring for several months. Just a couple of weeks ago, the Dow Jones Industrial Average exceeded 10,000. This is the first time it has reached this level since the market collapsed last year.</p>
<p>Most companies are seeing improved earnings. JP Morgan and Goldman Sachs each reported record earnings. IBM and other tech companies far exceeded income expectations.</p>
<p><b>Many corporate professionals in our country are paying close attention to a potential economic recovery.</b></p>
<p>Many are concerned about their job security. They would love to see an improving economy to increase their company&#8217;s financial stability.</p>
<p>There are some who were close to retirement a few months ago. Now, with the stock market crash and decline in home values, their savings for retirement have been reduced. I was in this situation not too long ago. I wanted to retire from my chief financial officer position but couldn&#8217;t afford to.</p>
<p>Others are hoping to leave their job so that they can spend more time with their children and family members. They want more control of their lives. They realize there are much more important things in life than a job.</p>
<p>This is why I write articles on the economy. I feel that it is important for these people to understand, not just the current status of the economy, but also where it is headed.</p>
<p>For me, it was a work from home online business that allowed me to retire from corporate America after 25 years as a Chief Financial Officer.</p>
<p>My job backup plan was to obtain the best internet marketing training. I was able to find online training at a very reasonable cost and continue working in my regular job until I was ready to make the move.</p>
<p>You have many alternatives to consider. Your choice may be difficult.</p>
<p>A solid long term economic recovery will be a long process. I feel that it will take many months, possibly years, before we see a recovered economy. Although you may not take the same path I took, I do suggest that you have a job backup plan.</p>
<p>I feel that we are a long way from recovery. When it comes, it will be a very slow process. For that reason, a job backup plan makes sense.</p>
<p><b>The current recession (19 months as of June, 2009) is the longest economic downturn since the Great Depression (43 months).</b></p>
<p>Everyone is excited about the rise of 3.5% in the Gross Domestic Product for the 3rd quarter. However, most of that increase is due to government spending and not consumer spending or business investment.</p>
<p>The federal government feels that fiscal stimulus is the answer to our economic problems. I completely disagree. Fiscal stimulus (low interest rates, excessive borrowing, etc.) caused the situation we are in today.</p>
<p>Our ailing economy cannot be cured by more stimulus. Stimulus (excessive borrowing, low interest rates, etc.) is exactly what caused our present problems.</p>
<p>We are currently seeing some of the benefits of these massive spending plans. But what about the costs? We must pay for this spending through higher taxes, higher interest rates, and inflation. This will be a huge drag on the economy.</p>
<p>Major structural changes to the U.S. economy include more foreclosures, more bankruptcies, and more defaults on loans.</p>
<p>Unfortunately, this process will not occur quickly. Business and individuals don&#8217;t want to file for bankruptcy. Families don&#8217;t want to lose their homes.</p>
<p>Unfortunately, there are many businesses, both large and small, that have made bad decisions in the past, weakening them financially. They must be allowed to fail. Families that have incurred too much debt must be allowed to file for bankruptcy and lose their houses to foreclosure.</p>
<p>Just writing this makes me feel bad. I know that a lot of very good people are being hurt.</p>
<p>The federal government and individuals have accumulated more debt by far than at any time in our history. It will take a long time for this debt to unwind.</p>
<p>It took decades to build up this massive debt. It is nave to think that a few months of pain and stimulus spending is all that it takes to cure our problems.</p>
<p>More bailouts and more stimulus plans are not the solution to our problems.</p>
<p>The other day, I noticed a statement made by Vice President Joe Biden. He said, &#8220;We have to spend money to keep from going broke.&#8221; I don&#8217;t consider this good advice for the federal government or for you and me.</p>
<p>Internet marketing has allowed Scott Hubbard to retire from his Chief Financial Officer position of 25 years. His business provides a guide to <a href="http://tinyurl.com/ybj8s9o">building wealth</a> online. This business presents the personal financial education that individuals need to make good financial decisions in economic downturns, as well as in rising markets. You can reach Scott by calling toll-free at 877-878-4036 or by email at Scott@ScottHubard-Consulting.com.</p>
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